425 G. Street, Suite 405 Anchorage, Alaska 99501
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Copyright AEBS 2009
The material provided on this site is informational only and is not intended to provided legal or tax advice.
For detailed information please contact our office for a client specific review.
For detailed information please contact our office for a client specific review.
Alaska Employee Benefit Specialists
Most people protect against the risk of being sick with a health insurance policy, they protect their family by
purchasing a life insurance policy. Cars and homes are protected from the risk of theft, fire or damage by purchasing
home and auto policies.
An critical part of a complete insurance plan is protecting against the risk of loosing your ability to earn an income.
Disability insurance protects your income either for a short amount of time (Short Term Disability) or a longer period
(Long Term Disability). Short and Long Term Disability plans protect your income and help you maintain your lifestyle
while unable to work and collect a paycheck.
Disability plans typically pay 60% of pre-disability earnings. The duration of payment varies as does the elimination
period (amount of time you are disabled before the policy begins to pay). By reviewing your needs with a trained
consultant, you are sure to purchase the right disability plan to protect your income. What is Disability Insurance
Use the Disability Calculator to determine how much risk you could afford to retain and how much protection you
should consider. Disability Calculator
purchasing a life insurance policy. Cars and homes are protected from the risk of theft, fire or damage by purchasing
home and auto policies.
An critical part of a complete insurance plan is protecting against the risk of loosing your ability to earn an income.
Disability insurance protects your income either for a short amount of time (Short Term Disability) or a longer period
(Long Term Disability). Short and Long Term Disability plans protect your income and help you maintain your lifestyle
while unable to work and collect a paycheck.
Disability plans typically pay 60% of pre-disability earnings. The duration of payment varies as does the elimination
period (amount of time you are disabled before the policy begins to pay). By reviewing your needs with a trained
consultant, you are sure to purchase the right disability plan to protect your income. What is Disability Insurance
Use the Disability Calculator to determine how much risk you could afford to retain and how much protection you
should consider. Disability Calculator
Disability Facts You Should Know:
Disability is more common than you think, it can happen to anyone:
Follow this link for more Disability facts.
Disability is more common than you think, it can happen to anyone:
- According to the United States Census Bureau, over 50 million Americans are
classified as disabled. "Americans With Disabilities: 2002," U.S. Bureau of the
Census, May 2006
- A disabling injury occurs every two seconds. National Safety Council, Injury
Facts 2004 Ed.
- Three in 10 workers entering the work force today will become disabled before
retiring. Social Security Administration, Fact Sheet 2007
- Over 6.8 million workers are receiving Social Security Disability benefits,
almost half are under age 50.
Follow this link for more Disability facts.