425 G. Street, Suite 405 Anchorage, Alaska 99501
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The material provided on this site is informational only and is not intended to provided legal or tax advice.
For detailed information please contact our office for a client specific review.
For detailed information please contact our office for a client specific review.
Alaska Employee Benefit Specialists
Support injured veterans and visit the "Wounded Warrior Project" home-page
Most people protect against the risk of being sick with a health insurance policy, they protect their family by purchasing a life
insurance policy. Cars and homes are protected from the risk of theft, fire or damage by purchasing home and auto policies.
An critical part of a complete insurance plan is protecting against the risk of loosing your ability to earn an income. Disability
insurance protects your income either for a short amount of time (Short Term Disability) or a longer period (Long Term
Disability). Short and Long Term Disability plans protect your income and help you maintain your lifestyle while unable to work
Disability plans typically pay 60% of pre-disability earnings. The duration of payment varies as does the elimination period
(amount of time you are disabled before the policy begins to pay). By reviewing your needs with a trained consultant, you are
sure to purchase the right disability plan to protect your income. What is Disability Insurance:
Use the Disability Calculator to determine how much risk you could afford to retain and how much protection you should
consider. Disability Calculator:
insurance policy. Cars and homes are protected from the risk of theft, fire or damage by purchasing home and auto policies.
An critical part of a complete insurance plan is protecting against the risk of loosing your ability to earn an income. Disability
insurance protects your income either for a short amount of time (Short Term Disability) or a longer period (Long Term
Disability). Short and Long Term Disability plans protect your income and help you maintain your lifestyle while unable to work
Disability plans typically pay 60% of pre-disability earnings. The duration of payment varies as does the elimination period
(amount of time you are disabled before the policy begins to pay). By reviewing your needs with a trained consultant, you are
sure to purchase the right disability plan to protect your income. What is Disability Insurance:
Use the Disability Calculator to determine how much risk you could afford to retain and how much protection you should
consider. Disability Calculator:
Disability is more common than you think, it can happen to anyone:
- According to the United States Census Bureau, over 50 million Americans are classified as disabled. "Americans With
Disabilities: 2002," U.S. Bureau of the Census, May 2006
- A disabling injury occurs every two seconds. National Safety Council, Injury Facts 2004 Ed.
- Three in 10 workers entering the work force today will become disabled before retiring. Social Security Administration,
Fact Sheet 2007
- Over 6.8 million workers are receiving Social Security Disability benefits, almost half are under age 50.